01525712122 enquiries@graymoney.co.uk


See what our clients say about us:

"My advisor has my interests foremost. She is professional, empathetic and has my back, always."
Mr K.V. - January 2020

"Everyone is very personable and helpful across the whole team. Both Fiona, initially, and Danielle, latterly, take the time to understand the total picture before making recommendations. Having been involved with FGFP Ltd for over 10 years I wouldn't go anywhere else and would recommend them to anyone needing excellent financial advice."
Ms F.L. - January 2020

"Simple, effective advice delivered in a friendly way."
Mr M.P. - December 2019

"I have used FG Financial Planning for nearly 20 years now. They have always provided a high quality professional service covering my various financial needs over the years. They have always taken time to explain things clearly and are now helping my children with their financial planning."
Mr K.L. - December 2019

"Money has always been a bit of a worry for me but since meeting Fiona Gray, she has helped to calm me down."
Ms S.A. - November 2019

"The advice we received was life changing for our family's future. In taking out the investments, as advised by Fiona and Helen, it should significantly reduce the potential Inheritance Tax bill, so protecting the family's security for generations to come.  All the staff at Fiona Gray Financial Planning are knowledgeable, approachable and efficient, and every question we asked was carefully researched and answered. The detail for the advice was excellent and a non-financial person like myself was able to understand what we were about to invest in."
Mr R.G. (Attorney for V.G.) - November 2019

"Being dissatisfied with my previous PFA I was looking for someone local, and preferably a woman, to advise on my investments. Following my initial meeting with Fiona I immediately felt comfortable and confident in her advice. A few years down the line I've no regrets and my pension/investments are doing very nicely, thank you."
Ms J.N. - October 2019

"Helen Vaughan and her staff are professional, knowledgeable and helpful in every area in which they advised me. Excellent service. Thank you."
Ms J. S-A. - October 2019

"Fiona and team are very knowledgeable and explain everything in terms I can understand. They have always been professional, friendly and efficient."
Mr N.B. - October 2019

"Danielle really understood my goals, and my particular views on tax avoidance, and provided me with a package which gave me a return I am happy with, without compromising my principles."
Ms J.B. - October

"We were made to feel welcome from the beginning and felt comfortable discussing our personal finances. Danielle had vast knowledge and all members of the team that we dealt with (Uday, Christine and Tina) were very helpful."
Mr C.& Mrs K. J. - September 2019

"Consultations are held in a relaxed, friendly environment. The advice offered is explained fully and questions answered ensuring complete understanding. Someone is always available to clarify and answer questions by phone or email."
Mrs H. P. - September 2019

"I found Helen professional, but with a valuable personal touch, remembering important family details and understanding personal goals. Further advice and guidance provided outside the 1-to-1 meetings was provided promptly and in detail. Your support and administration team have also been efficient and professional. Thank you."
Mr A.S. - September 2019

"I have found Danielle to be exceedingly pleasant and informative. She has a lovely manner about her and comes across very professional. I trusted her totally after our first meeting. Therefore I would highly recommend Fiona Gray Financial Planning unequivocally. Kindest regards, C."
Ms C. A. - July 2019

"I came along to the first meeting with Danielle armed with several pension schemes which I had very little understanding of. She undertook, what seems to me, a very thorough investigation of them all before advising on next steps. I now have a much better understanding, and a much simpler structure - which has been an enormous relief, given retirement looms ever closer."
Ms. W.P. - June 2019

"Really excellent. Advice focussed on my needs and objectives, coupled with a great level of service and support during the implementation of my new pension arrangements. I could not possibly have wanted more. Thoroughly recommended."
Mr P.T - June 2019

"Very helpful and friendly, and I have already recommended you to someone else."
Ms M.H. - May 2019

"Very impressed with the level of service and advice provided. This was done in a timely and professional manner. We would not hesitate to recommend this service to others - and indeed have done." 

Mr D. B. & Mrs E. B. - April 2019

"From the outset of our dealings with Fiona Gray Financial Planning we received excellent customer service from all members of the team. Our financial goals and current financial situation were looked at very thoroughly and the details presented in the reports were very easy to understand and, more importantly, correct. A previous experience with a financial advisor, which did not end well, led us to be somewhat cautious before seeking advice. We can honestly say that we would have no hesitation in recommending Fiona Gray Financial Planning, based on our recent dealings with Fiona and the team."
Mr M.D. (April 2019)

"An excellent service in all respects for the many years we have been clients."
Mr & Mrs D.O. (March 2019)

"We found Fiona and her colleagues easy to deal with and very helpful. They sorted out a series of piecemeal investments and pensions in a calm and logical and effective way." 
Mr & Mrs J.F. (Aug 2018)

"Throughout the financial advice service we were treated with the utmost courtesy and respect. The advice was clear and tailored to our circumstances, leaving us very comfortable that the investments were right for us."
Mr K.W. (Apr 2018)

"Fiona. You always manage to make me feel happy whenever we chat about money. You are my financial doctor!"
Mr M.R. Milton Keynes 

"The team at Fiona Gray (F.P.) went above and beyond in helping me to organise my finances. My situation was fully understood which ensured the advice given met my long term objectives. A friendly, helpful and efficient IFA firm where there is no pressure or hard sell. I cannot recommend them enough."
Ms J.F.

"Everyone has been: Professional - Informative - Kind - Clean - Communicative"
Ms J.A.

"All good! Great Service; easy to explain my circumstances, good advice in a timely manner"
Mr A.W.

"My objective was to organise my finances, particularly pension. Danielle worked closely with me to achieve a plan and way forward. This was, and still is, supported by a team of people within FGFP Ltd who have communicated clearly and responded to my every question, related or obscure. I look forward to continued working relationship as my circumstances change."
Mr K.S.

"Fiona has the ability to explain complicated financial matters that enables someone without experience to understand and have confidence that the decisions made are right for the circumstances."
Mr & Mrs B.T.

"Danielle treated me in a friendly understanding way, answering my questions and addressing my problems. Feel confident that I made the right choice in choosing Fiona Gray Financial Planning Ltd to look after my pension requirements."
SD & JD (Oct 2018)

"Very instructive and informative. Explained in easily understandable terms."
Mr N.C. – Ampthill (Mar 2018)

"Although I was happy with the service from my previous IFA, his company was taken over and I felt it was time for a change. Fiona and her team were excellent in assessing my needs and advising on new products to help me achieve my financial goals. The changeover was seamless and very professional. I feel confident that my finances are in safe hands with Fiona and her team."
Mr A.A. – Hitchin (Sept 2017)

"After a difficult divorce, I put off sorting out the pensions element of it – it was just so complicated. I needn’t have worried though, Helen made it all clear for me and I now feel confident about my financial future."
Ms H.B. – Flitwick (Nov 2017)

"Danielle was very helpful in fitting us in to see her out of hours and was understanding in our lack of knowledge of the proceedings. We were very happy with the service we received."
Mr R.R., Ampthill (Dec 2017)

"From the first meeting, care and consideration. From everyone at this warm and friendly company. Everything explained. More than once if needed. Till I felt completely happy. I would recommend Fiona and her team to anyone needing the best financial help."
Mrs C.B., Luton

"Fiona's advice has saved us thousands over the last couple of years. From our very first meeting, and despite our challenging circumstances, Fiona and her team have demonstrated their professionalism and expert knowledge, while at the same time being very friendly and approachable.  We would have no hesitation in recommending Fiona and her team. If you're unsure as to whether you need financial advice, we'd say do it - you might be pleasantly surprised."
SJ and CJ, Bedfordshire

"Friendly, demystifying, personalised, independent, professional and non-pressured is how my wife and I would describe the approach to financial support and guidance we have received from Fiona and her team. My wife and I have absolutely no hesitation in recommending Fiona Gray to anyone seeking sound considered and well researched financial planning and management."
Mr & Mrs R. P. Flitwick

"My wife and I are both retired and Fiona provided us with very clear advice that better enables us to achieve our future goals. She took a very comprehensive look at all our savings, investments and pensions to provide us with a tailored plan to maximise income potential and spending capacity, thereby enhancing the enjoyment, comfort and security of our retirement. Fiona is very professional, yet very approachable. We would have no hesitation in recommending her and her team to new clients."
Tony and Susan Kerr, Ampthill

"Had no doubt following my first meeting with Fiona that she and her team would be dealing with my maturing pension fund arrangements. This proved to be the case and with the teams friendly, efficient and knowledgeable approach, the process was completed in good time and to my satisfaction. Would highly recommend!"
Martin Robinson, Maulden

"I have found Fiona and her team to be thoroughly professional in advising me and organizing my maturing pensions. At all times I felt in control with seamless communication between Fiona, her team and myself. I have no hesitation in recommending Fiona and her team to any person who wishes cost effective, high quality financial advice."
T. ON, Ampthill

"We are both so grateful to Fiona and her team for all of the help, advice and work on securing us the best possible pensions for our retirement. Without getting Fiona's valuable advice we would really have struggled with the paperwork. We would recommend anyone, even with the smallest of financial concerns to contact Fiona. A big thank you Fiona to you and team."
Mr & Mrs D S, Houghton Conquest

"We would like to thank you very much for your help in planning my retirement pension annuity. We very much appreciated the way you explained everything to us in an easy to understand way as the subject seemed quite daunting at first. You communicated with us speedily if there were any queries and we were pleasantly surprised how quickly it was all concluded. I would not hesitate to recommend you to anyone in the same position as myself."
GD, Flitwick

"We would like to say a big thank you for all your help and advice over the past 6 months. We could not have done it without you."
D&J P, Woburn Sands

"Thank you for your efficient care of my finances, including showing consideration for my wishes, in deciding on investments."
JVS, St Albans

"Fiona provided clear and comprehensive advice when I wanted to take the benefits from my various pension plans recently. After talking me through the various options and being able to illustrate the effect on my income of the various different choices, I agreed on how I wanted to proceed. Fiona and her team then found and negotiated the best possible deal available in the market for me. This resulted in an annual income which is around 21% pa more than I had been offered by the original pension company – and this included covering the cost of her time. Highly recommended for good, understandable advice in a friendly and efficient manner."
Roger Davies, Ampthill, Beds

"Fiona is thoroughly professional in her work, organised, authoritative and blessed with great people skills. I couldn't recommend her more highly."
Roy Bailey, Berks

"Fiona is friendly, caring and very knowledgeable about financial matters, especially tax planning. She listens to what your needs are and will give you appropriate advice tailor-made to your circumstances. I have recommended her on several occasions and always received positive feedback."
Esther Marchant, Beds

"Fiona Gray helped me set up my employee pension arrangements. Her experience and professional approach made the whole experience pleasurable and our employees find her extremely approachable and helpful. I wouldn't use anyone else."
Hazel Cannon, Beds

"Fiona is very approachable and tackles a complex subject area in an easy to understand way. Personable, expert and high integrity."
Andrea McCormick, Beds

"I have been using Fiona's services for over 10 years. The quality of her service is excellent."
Chris Anderson, Herts

"Fiona and her team are always very responsive and welcoming."
Laura Lopez, Flitwick