How we work
As Independent Financial Advisers we are able to advise on financial products available from all product providers. We use advanced computer software to assist us in our research and analysis, allowing us to compare and select the most suitable deals currently available.
You'll get our help to review your existing financial situation and reach a realistic assessment of your likely needs. For this, you'll need to set aside some time to talk to us - the first one-hour consultation is free. There's no charge, and no obligation, while we find out together if it's worth going ahead.
Depending on your instructions we will carry out a needs analysis based on your current situation, and taking into account any specific plans and/or targets you may have. We will then advise you on anything from a short term financial objective to a lifetime financial plan, followed up with regular reviews.
You will receive professional advice about where your financial arrangements are already good, and where they're inadequate (or not covered at all).
You'll also have our help to decide how much provision you need to make, and the order of priority in dealing with your finances. And of course it will all be sensibly balanced in relation to your current income and your prospects.
All our proposals will be fully explained and costed so that you'll know exactly what we are recommending and why before you action anything.
Often, our recommendations will relate to items that would not result directly in business for us. We aim to provide a 'track to run on', for you to action, as and when your circumstances and funds permit, and are interested in developing long term partnerships with our clients to help them secure a sound financial future for themselves, their families and their businesses.