Corporate Planning
Most small to medium sized firms are unprepared in some areas of financial planning.
We are a small, independent, financial adviser practice located in Ampthill in Bedfordshire, and we offer personalised and tailored financial planning for individuals and companies. All our advisers are fully FPC qualified, and some of us hold specialist qualifications for advising on pension or tax matters.
Being independent means that if our advice includes product recommendations, we can choose those products from the whole of the market. It also means we are flexible on how you choose to cover the cost of our time, fees or commission.
We advise on all aspects of personal financial planning, including life cover and protection, investments and savings, pensions and retirement planning and inheritance tax planning, with the exception of mortgages. Although we have chosen not to be authorised to advise on mortgages, we are able to give generic information about mortgages as part of your overall financial plan and if required, refer you to a a specialist mortgage adviser within Caliber Financial Associates who can help with specific advice in this area. We can, however, advise on suitable repayment vehicles, including policies that repay the mortgage in the event of death or critical illness.
Most small to medium sized firms are unprepared in some areas of financial planning.
These days, for people of working age, good health is the normal state, and few people consider what would happen...
It is our role as an IFA to help you choose the right investments in order to help you meet your objectives.
Life Assurance is used primarily to provide money for those who may be financially dependent on you, such as family and business partners, should anything happen to you.
Long term care in a care home is very expensive, and can quickly erode your savings (including the equity in your property).
Pensions are financial tools whose purpose is the provision of money in old age.
Some people pay too much tax, or miss out on opportunities to reduce their tax.
